Auto Insurance Keep in mind that you can’t buy insurance after you have an accident. Carefully considering the position you may be in, if you should ever be in an accident, is important. Request a Quote Car insurance is required In California, it's easy to think all car insurance is created equal. And if all insurance is alike, what difference does it make where you get your coverage? There is a difference You may think you want the cheapest insurance you can find, but cheap isn't everything.While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy that actually covers you.There’s no such thing as a one-size-fits-all insurance policy when it comes to your automobile.Contact us today, and we'll help you protect what matters most. What’s insurance for, anyway? Keep in mind that you can’t buy insurance after you have an accident. Therefore, you should think carefully about the position you want to be in if you should ever be in an accident.This means you should try to think of your auto insurance as a shield.Then imagine someone else driving their car right into that shield.Will it hold?Our main job is to make sure your shield can withstand as much damage as possible for the most reasonable cost. That means you won’t have to pay out of pocket for repairs or expenses, but it also means making sure your assets and income are protected in case you’re at fault and there’s a lawsuit.That means, we’ll show you all of your protection options, recommend the right limits and make sure you receive every discount you’re entitled to (such as cars with daytime running lights; better yet, bundling other types of insurance with the same carrier).And that’s just one reason you should consider talking to a real person at our local office, instead of a telephone salesperson working for a cartoon reptile. Auto Insurance - Protections May Include:Insurance protects you and your assets in case of loss, injury or damage; either caused by you, or by someone else. Auto insurance usually consists of the following protections:Liability CoverageInsurance coverage that helps to cover the financial responsibility if you or a family member are at fault in an automobile accident that results in bodily injury or property damage.Collision CoverageCoverage that helps to repair or replace your vehicle if it’s damaged in a collision, regardless of who is at fault.Comprehensive CoverageCoverage that helps to repair or replace your vehicle if it’s damaged in an accident (other than a collision) or is stolen. Examples of collision coverage include fire, vandalism and falling objects. Medical PaymentsCoverage that helps to pay for medical expenses for you or your passengers if injured in an automobile accident.Emergency Roadside AssistanceInsurance coverage for basic tasks such as towing, unlocking your car, etc. that can get you back out on the road if you are stranded.Uninsured Motorist ProtectionUninsured Motorist Protection - helps you to pay for your injuries or damages to your vehicle caused by a driver that does not have insurance coverage. Underinsured Motorist ProtectionProtection in the event that you are involved in an automobile accident with someone that does not have sufficient insurance of their own. Why We're Different You may think you want the cheapest insurance you can find, but realize you may not be getting everything you bargained for…While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you.There’s no such thing as a one-size-fits-all insurance policy when it comes to your business.We’re your neighbors. We protect businesses and people we know and care about, and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.Contact us and let the professionals at our company help you forge the strongest shield possible to help you protect the things you are working hard to build.